The FinTech Revoluiton is upon us in financial services In the past, the infrastructure referred to as banks was necessary, but IT companies like Amazon and Google that possess big data can handle operations such as payments even better than banks. Furthermore, linking AI to IoT is leading to a growing range of completely new business opportunities. This new phenomenon is gnerally called FinTech, and countries through the world are competing and creating opportunities rleated to how FinTech will evolve. The question becomes how the various perspectives and ventures will be realized in the future. This book provides deep insights into the transition from FinTech 1.0 to 1.5, and then on to FinTech 2.0, and what it means for financial intermediaries and their customers.